Investor Tools
The underwriting tools and market data I use before I will write an offer on an investment property in Sevier County. Free, no gatekeeping, and built on the same math a lender runs — not a revenue estimator with a optimistic thumb on the scale.
Underwriting Calculators
Short Term Rental Analyzer
Underwrite a Gatlinburg, Pigeon Forge, or Sevierville short-term rental the way a DSCR lender underwrites it — then get a straight verdict and a report you can hand to a lender or a partner.
- DSCR and adjusted DSCR against the 1.20x threshold
- Cap rate, cash-on-cash, and total cash to close
- Break-even occupancy and break-even ADR
- Nine-scenario lender stress test
- Full amortization schedule, printable
- Models DSCR, conventional, and cash purchases
Cost Segregation Calculator
Estimate how much depreciation an engineering-based study could accelerate into year one on your cabin — and what that could mean for your tax bill before you commission anything.
- Property-type-specific reclassification benchmarks
- Bonus depreciation driven by your actual acquisition date
- IRS mid-month convention on the building component
- Models the STR material-participation strategy
- Shows depreciation recapture on sale
- With-study vs. without-study comparison
Market Data & Guides
Smoky Mountain Intelligence Report
Monthly analysis built on closed MLS data, not list prices — supply, absorption, and what the numbers actually say about the Sevier County market.
Read the latest ▸Home Buyer Guide
The full process, start to close, written for buyers who want to understand the mechanics rather than be walked through them.
Open the guide ▸Home Seller Guide
Pricing, preparation, and negotiation — how listing decisions actually get made and what each one costs you.
Open the guide ▸The tools do the math. Comparable revenue verification, permit and zoning confirmation for the exact parcel, and current DSCR lender terms are the parts that need a person. I underwrite Smoky Mountain short-term rentals for buyers every week.
865.806.9005 · Brandon@SCALE-Group.net
These tools are educational and directional, not investment, lending, or tax advice. SCALE with LPT Realty is a real estate brokerage and consultancy — not a lender, a CPA firm, or a law firm. Results depend entirely on the assumptions entered. Lender programs, rates, DSCR thresholds, tax rules, permit requirements, and zoning all change; verify with the appropriate professional and the governing jurisdiction before making an offer or an investment decision.